Answers for your
first conversation.

Purchase financing, refinancing, cash-out refinancing, and DSCR financing for business-purpose investment properties held in LLCs. Availability and specific terms depend on the state, property, transaction, and applicable program requirements.

DSCR stands for debt service coverage ratio. DSCR financing evaluates a property’s rental income in relation to its debt obligations. The exact calculation and qualifying requirements depend on the program.

In some qualifying DSCR transactions, personal income documentation may not be required. The property’s rental income and other program requirements still apply. This does not mean every property qualifies or that all documentation is waived.

State availability must be confirmed for your specific transaction. Our activities are limited to states and transactions where a lending or mortgage-broker license is not required for the specific role we perform. Selecting a state on the inquiry form identifies the property location; it does not confirm availability.

No. LLC ownership alone does not establish an exemption. The applicable state requirements, property use, transaction, and specific lending or brokerage activities must be reviewed. Peacock Mortgage limits its activities to circumstances where a license is not required for the role performed.

LLC ownership is one part of the review. The property’s use, financing purpose, location, and other transaction details also matter. An LLC does not establish loan eligibility or approval.

A cash-out refinance may allow an eligible investor to access equity in an investment property. Availability, proceeds, costs, and terms depend on the property value, existing debt, state, and applicable program requirements.

Tell us whether the LLC already exists or is planned. Any ownership and borrower requirements must be confirmed for the proposed transaction.

Your name, preferred contact details, the property’s state, your LLC status, and a short description of your financing goal are enough to begin a conversation. Do not include Social Security numbers, bank account details, or sensitive documents in this initial inquiry.

No. An inquiry starts a conversation about your financing needs. It is not a loan application, approval, rate lock, or commitment to lend.

This website is focused on business-purpose investment properties held in LLCs. Describe the intended use accurately so the proposed transaction can be reviewed.