Purchase financing
Take the next step toward an investment property. Discuss acquisition financing for property held or planned to be held in an eligible business entity.
Explore purchase optionsPEACOCK MORTGAGE
Invest in the property.
Build what’s next.
Purchase, refinance, cash-out, and DSCR financing for investment properties held or planned to be held in eligible business entities.
Business limited to states and transactions where our specific activities do not require a lending or mortgage-broker license.
Financing is subject to transaction and program review.
PROPERTY. PURPOSE. OWNERSHIP.Your next investment starts with a conversation.
01 Investment properties02 business entity ownership03 State availability review
Entity ownership can be planned.
We consider investment properties held or planned to be held in an LLC, corporation, LLP, limited partnership, or other eligible business entity. The property does not need to be titled in the entity when you apply. Current ownership, planned ownership, state availability, and program requirements are reviewed for the transaction.
FINANCING FOR YOUR NEXT MOVE
A property in mind.
A goal to work toward.
Explore financing around the investment you want to make, the property you own, and the next step for your business entity.
Refinancing
Review financing for an investment property you already own. Explore whether a refinance fits your property and business goals.
Explore refinance optionsCash-out refinancing
Explore whether the equity in your investment property can support your next business move, subject to qualification.
Explore cash-out optionsDSCR financing
Explore financing based on a property’s rental income. In some qualifying cases, personal income documentation may not be required.
Explore DSCR optionsA DIFFERENT WAY TO QUALIFY
DSCR financing.
Focus on the property’s income.
In some qualifying DSCR transactions, personal income documentation may not be required.
Explore DSCR financingDEBT SERVICE COVERAGE RATIO
The property’s rental income is central.
DSCR financing evaluates rental income in relation to the property’s debt obligations. Program calculations and requirements vary.
Less emphasis on personal income documents, where eligible.
Property cash flow and other loan requirements still apply. Not every transaction qualifies.
HOW IT WORKS
A clear path
to the next conversation.
Start with the location, business entity ownership, and your financing goal.
See the process- 01
Share the essentials
Tell us about the property, its intended use, and the financing you want to discuss.
- 02
Confirm the scope
Review state availability and the details of the proposed transaction.
- 03
Discuss next steps
Identify relevant program requirements and information needed for further review.
ABOUT PEACOCK MORTGAGE
A defined focus.
An investor’s next step.
Investment properties with existing or planned business entity ownership. Business-purpose financing. Business limited to states and transactions where our specific activities do not require a lending or mortgage-broker license.
We start with your situation and the proposed transaction. State availability and financing requirements are reviewed before specific terms are discussed.
More about Peacock MortgageCan I qualify without personal income documentation?
In some qualifying DSCR transactions, personal income documentation may not be required. The property’s rental income and other program requirements still apply. This does not mean every property qualifies or that all documentation is waived.
Is financing available in every state?
State availability must be confirmed for your specific transaction. Our activities are limited to states and transactions where a lending or mortgage-broker license is not required for the specific role we perform. Selecting a state on the inquiry form identifies the property location; it does not confirm availability.
What should I include in my first inquiry?
Your name, preferred contact details, the property’s state, your entity status, and a short description of your financing goal are enough to begin a conversation. Do not include Social Security numbers, bank account details, or sensitive documents in this initial inquiry.
YOUR NEXT STEP
Let’s talk about your next investment.
Tell us where the property is located and what you want to accomplish.